Today was rough. My physical therapist called me "lumpy" today, and proceeded to work out all of the most painful knots. I did get one major thing accomplished today: I SWITCHED BANKS! I have been a TCF girl since college, but they have a funny way of taking our extra payments and putting them towards paying FUTURE interest rather than paying toward the principal. In this era of automatic pay and online banking, it is rather rough to change banks at all. Now that hubby will be changing jobs, we gave the new employer a new bank account to do their auto deposits......and we will phase out TCF little by little over the next month and then sever all ties. To commemorate this occasion, I made paper beads and little paper cut-outs from my old business account checks. It is less than glamorous, but I will find private justice in making a new bank deposit while wearing a lovely set of stretchy bracelets made from ex-TCF checks. I suspect that when I ever actually pay off my mortgage, I will make paper beads out of it instead of shredding it! I can just have a set of anti-debt jewelery....very fashionable in this day and age!